Retirement Planning
IULs, Annuities, and Other Solutions for Your Future
Retirement should be a time of peace, not pressure. But for many families, rising costs, uncertain markets, and lack of planning can make those golden years feel stressful.
That's where I come in. At Meredith Majors Insurance, I help individuals and families create retirement strategies rooted in clarity, protection, and peace of mind—without the overwhelm. Whether you're just starting out or already nearing retirement, there are tools that can work for you.
Retirement Solutions I Offer:
Indexed Universal Life (IUL)
A flexible life insurance policy that builds cash value linked to market performance (but with no risk of market loss). It grows tax-deferred and can provide:
1
Tax-free retirement income
Access your policy's cash value through tax-free loans during retirement.
2
Living benefits
Financial protection in case of critical illness or chronic conditions.
3
Lifelong coverage
Permanent protection that doesn't expire as long as premiums are paid.
4
Legacy-building for your family
Create a financial legacy for your loved ones through the death benefit.
IULs are great for those looking for both protection and smart savings in one plan.
Annuities
Annuities are retirement contracts that can provide guaranteed income for life—no matter how long you live. Depending on your goals, they may offer:
- Monthly or annual payouts in retirement
- Protection from market downturns
- Optional riders for long-term care or income boosts
- Peace of mind that you won't outlive your savings
Why Plan Ahead?
Avoid Outliving Your Income
With longer lifespans, your retirement could last 30+ years. Proper planning ensures your money lasts as long as you do.
Protect Your Family
Ensure your family's financial stability regardless of what happens to you.
Prepare for Health Events
Have options when unexpected health challenges arise during retirement.
Retire with Confidence
Face your future with certainty instead of questions about your financial security.
Planning with PurposeI believe financial planning is an act of stewardship—taking care of what God has given you so you can bless others and walk in peace. I'll help you explore your retirement options with honesty, clarity, and care.
Ready to Secure Your Future?
Let's create a custom retirement plan that supports your goals and reflects your values. I'm here to help—step by step.
Call/Text
(515) 518-0536