What Is Term Life Insurance?
Term Life Insurance offers protection for a specific period—typically 10, 20, or 30 years. It's ideal for:
- Young families on a budget
- Homeowners who want mortgage protection
- Parents planning for college years
- Business owners with short- to mid-term obligations
Benefits:
Affordable monthly premiums
High coverage amounts
Easy application process
Convertible to permanent coverage with some carriers
This is protection for a season of life—with big impact and peace of mind.
What Is Whole Life Insurance?
Whole Life Insurance provides lifetime coverage with the added benefit of building guaranteed cash value over time. It's a strong option for:
Legacy planning
Long-term family protection
Final expense planning
Tax-advantaged savings
Benefits:
- Coverage lasts your entire life
- Premiums never increase
- Builds cash value you can access
- Often includes living benefits and optional riders
This is coverage designed for your legacy and lifetime stewardship.
🤔 Not Sure What You Need?
Choosing between Term and Whole Life doesn't have to be confusing. I'll walk you through the differences, listen to your goals, and help you find a plan that fits your budget and your values.
Together, we'll protect what matters most—on your terms.
